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Below 0°C, R-value matters more than anything else — an inflatable with effective R under 1 will feel cold even with Camp Mode running. These are the picks that hold heat.
The EXPED MegaMat Auto (R 8.1) is the clear cold-weather pick — the only Tesla mattress in the field genuinely rated for sub-zero. The Snuuzu Model Y is the warmest layered option.
R-value 8.1 self-inflating foam, the highest insulation rating in the field.
Layered foam-on-air retains body heat far better than pure inflatables.
R-value 1.5 — clever modular design, but you'll feel the cold floor.